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They include your loan amount, how much debt you have compared to your income and your credit profile. Our experts use this info to find the best rate for you –. Compare mortgage rates when you buy a home or refinance your loan. Save money by comparing free, customized mortgage rates from NerdWallet. The average interest rate is % for a year, fixed-rate mortgage in the United States, per mortgage technology and data company Optimal Blue. Mortgages greater than $1 million, refinances, or for rural locations such as acreages are not eligible for special residential mortgage rates. Special Rate. National year fixed mortgage rates go down to %. The current average year fixed mortgage rate fell 3 basis points from % to % on Wednesday. However, any further drop will likely be limited until there is more certainty on rate cuts beyond an initial 25 basis points in September. By the end of the. Average Mortgage Rates, Daily ; 30 Year Fixed. %. % ; 20 Year Fixed. %. % ; 15 Year Fixed. %. % ; 10 Year Fixed. %. %. The average interest rate is % for a year, fixed-rate mortgage in the United States, per mortgage technology and data company Optimal Blue. Average Mortgage Rates, Daily ; 3 Year ARM. %. % ; Jumbo. %. % ; VA. %. % ; FHA. %. %.
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